(Updates with reference to banks and insurance shares in paragraph 1, adds background on banks, Kraft cutting jobs) By Ellis Mnyandu NEW YORK, Jan 30 (Reuters) - The blue-chip Dow average dipped on Monday, with bank and insurance shares dropping a day before the Federal Reserve's decision on interest rates -- offsetting Exxon Mobil Corp.'s gain on a record profit. Investors, who were nervous over what the Fed will say about the future direction of interest rates, sold some ...
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