By John Poirier WASHINGTON, Jan 28 (Reuters) - At a U.S. congressional hearing last year, a senior regulator reassured lawmakers the kinds of banks retail giants Wal-Mart Stores Inc. and Home Depot Inc. want to own have so far posed no threat to the health of the banking industry. "ILCs have a good safety and soundness track record to date," Douglas Jones, then acting-general counsel at the Federal Deposit Insurance Corporation, said referring to industrial loan companies, or ILCs. His ...
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