By Judy Lee SEOUL, June 18 (Reuters) - Ha Sang-won, a South Korean clothing merchant, leaves his car at home and uses public transport these days. Saddled with overdue credit and dwindling income, Ha is giving up luxuries one by one -- and even some essentials. The 39-year-old businessman terminated accident insurance one year before a contracted five-year term, swallowing a $1,000 cancellation charge. Before that, Ha switched from his car to public transport and walking to save on ...
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