What is the biggest mistake long-term investors make? If you answer “taking too many risks,” you are dead wrong. Ask any financial advisor. Most Americans cheat themselves out of a comfortable retirement by investing too conservatively. The fear of making a mistake overwhelms the potential upside of earning far better returns on more aggressive investments in the long run. Avoiding risk, it turns out, is the riskiest strategy of all. The problem comes to mind as the enemies of BMW ...

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