Ever buckle your kid into a child safety seat and say, wow, that seat belt looks a lot better than mine? Well, more than a few auto makers have. They’re seriously considering replacing today’s imperfect 3-point seatbelts with 4-point harnesses, the kind you find in racecars and child safety seats. Experts say having straps on both shoulders distributes forces more evenly across the chest, and holds a person in place better during a crash. That’s especially important among older drivers ...

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