LAS VEGAS – The line between prime and non-prime lending is getting blurred. So says Rich Zellner, director of strategic initiatives and long-range planning for WFS Financial, an automotive lending firm. “It used to be: 'This person is bankrupt and belongs in special finance, and this person has great credit,'” he says. It is less clear in today's world, when people who aren't reckless financially can still take a credit hit from life forces, such as divorce and high health-care costs ...

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