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Ford Motor Credit Co. approves loans to vehicle buyers with Fair Isaac and Co. (FICO) scores of 620 and less, but stops short of delving deeply into subprime levels. We're not going to get into the 500, 520 range, says CEO Michael Bannister. A story in the August 2004 issue of Ward's Dealer Business incorrectly indicated that Ford Credit approves loans to vehicle buyers with FICO scores of at least